APR = Annual Percentage Rate. The rates displayed assume the purchase of a single family home which will serve as the borrower’s primary residence, a loan-to-value ratio of 75% (25% down payment), and a minimum credit score of 740. The rates are calculated based upon a $187,500 loan secured by real estate with a fair market value of $250,000. Regular monthly payments will be determined based on the rate, term selected, and individual loan amount. Your rate may vary based on credit history, term, and collateral. Rates are subject to change without notice. Additional restrictions may apply.